TERMS AND CONDITIONS
 
Our company is based in British Columbia, Vancouver. If you submit a loan application to us, we will receive and process it in the Province of British Columbia, Vancouver the same as if you submitted it to us in person at our office in Vancouver, BC, unless stated otherwise in loan agreement. If we approve your application, the funds will be disbursed from out account in Vancouver, BC, unless stated otherwise in loan agreement. This service does not constitute an offer or solicitation for a loan. This site may change from time to time without notice. All aspects and transactions on this site will be deemed to have taken place in our office in the province of British Columbia, regardless of where you may be accessing this site, unless stated otherwise in loan agreement. Mr. Payday does not guarantee that completing an application form will result in you receiving a loan.
 
ELECTRONIC PRESENTMENT OF FUNDS
 
You agree to the electronic presentation by us of any funds owed and to the re-presentation of any presentations that are returned to us for any reason. Such electronic re-presentation may be for less than the original amount owed us or in any increments totaling the amount due including the non-sufficient funds fees charged by us in accordance with our loan agreement .
 
DOCUMENTATION
 
You agree that electronic mail, electronic forms, records, photocopies, and /or facsimile copies of the documents you submit are valid and enforceable as the original. Further, you agree that by verbal consent in person or by phone, typing your name as your electronic signature, or any other manner or method of acceptance as outlined herein constitutes an acceptance of all terms and conditions of the Agreement for which will be deemed valid and binding on all parties to this Agreement.
 
ASSIGNMENT
 
We hereby reserve all rights and power to assign any of our interests in the Agreement to any successor, assignor or purchaser for value without notice or your consent.
 
ELECTRONIC SIGNATURE/VERBAL CONSENT
 
By agreeing to this application, you understand and agree to all terms and conditions of this Agreement and by submitting the online information application by Internet or by phone, you are applying for a cash advance and certify that information provided by you is true and correct under penalty of perjury. You agree that upon submission of my electronic signature or verbal consent by phone, you are not presently involved in, or contemplating bankruptcy now or in the future. You authorize us to verify the information in this application and hereby give Mr. Payday consent to obtain information on you from a consumer reporting agency or other various means available. You understand Mr. Payday reserves the right to decline an applicant at any time, with cause determined by judgment of risk, upon completion of due diligence of applicant. In order to process this application, you understand verification of the information you have provided is necessary, including, but not limited to, employment and bank account verification. You accept personal responsibility for safeguarding your customer login and password that might be assigned to you.